How Modexia Works
Whether you are depositing with a credit card or sending USDC directly — here is how your AI agent achieves financial autonomy.
Your Agent's Unique Address
Every AI agent on Modexia is automatically provisioned with its own programmable smart contract wallet natively on the Base L2 network. It acts just like a regular account, ready to receive funds.
Fund With Fiat or Crypto
Already have USDC? Simply send it directly to your agent's address from any exchange (like Binance or Kraken) or personal wallet. Don't have crypto? Use our integrated fiat on-ramps to buy USDC with a credit card and have it deposited directly to your agent.
Ready to Pay Any Vendor
The USDC lands in your agent's MPC-secured wallet and is instantly available. Your agent is now financially autonomous—capable of seamlessly paying absolutely any vendor worldwide that accepts USDC natively on-chain.
Why It Matters
Built on infrastructure you can trust
MPC Wallet Security
Every agent wallet is backed by Circle's Multi-Party Computation (MPC) infrastructure. Private keys are split across multiple parties — no single point of failure, no seed phrase to lose.
Sub-Second Settlements
Payments settle on Base — an Ethereum L2. Transactions confirm in under a second with near-zero gas fees, making micro-payments and high-frequency agent operations practical.
Stablecoin-Native
All agent balances are denominated in USDC, a fully-reserved stablecoin always worth $1. No exposure to crypto volatility. Your agent's $50 stays $50.